Whether you’re a multi-national corporation or a Mom-n-Pop shop, insurance plays an important role in your business. Determining your exposures and having appropriate coverage could someday mean the difference between expanding your operation or having to close your doors.
But what type of insurance do you need? Where are your exposures? Are your employees at risk? The answers to these questions are as varied and diverse as the businesses themselves.
A Certified Public Account, for example, might purchase a Professional Liability policy. This protects the CPA from lawsuit damages and defense costs that might arise due to his/her negligence or mistake(s).
A factory owner, on the other hand, might need to purchase a Boiler and Machinery policy in addition to his/her existing property and liability coverages.
The point is, every business is unique and requires attention to detail, and we understand that. In fact, that’s how we choose to run our business, by building personal relationships and becoming familiar with your company’s needs, right down to the smallest detail. And that’s just one of the reasons we have been serving the Valley and the great state of Texas since 1927.
Having an employer-sponsored group health plan allows for a wide array of benefits to your business. Tax advantages, employee retention, and group-based underwriting are just some of the reasons you might want to consider a health policy for you and your employees.
If you’re not interested in a standard, fully-insured health plan, our agency can help you understand and strategize multiple options including Health Savings Account plans, Self-Funded plans, and other products you might not know about. Furthermore, we continue to stay up to date regarding the Patient Protection and Affordable Care Act (Obamacare) to help ensure that you remain in compliance with all federal laws and regulations, while avoiding taxes and penalties.
46 COVE CIRCLE
P.O. BOX 8190
BROWNSVILLE, TEXAS 78521
P: (956) 542-4387
F: (956) 542-8335
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